Long-Term Care Insurance

We feel strongly that long-term care planning is an area that needs to be discussed in most households.  The cost of care is very expensive and can wipe out an estate and one’s life savings in many situations.  Fortunately, we have several options available for clients that can offset the cost and mitigate the risk.  Attached is some educational information we put together that reviews the demographics, costs, emotional aspects, outline of how we operate as a firm, and what options are available.  These include articles we wrote and a published advertisement.  John and I both have our own personal life experiences with family members.  We understand these options and can really educate and guide people to plan for this potentially overwhelming liability.  Feel free to review the attached material and talk to us so we can have a deeper, meaningful review of what might be most suitable for your situation.

Long-Term Care Outline

Plan For the Risk of Long-Term Care, written by Barry Moschel

Article: Long-Term Care Insurance: Do You Need It?, written by Barry Moschel

Kiplinger Workbook to Help You Plan Ahead for Long-Term Care

American Association for Long-Term Care Insurance (Consumer Education)

Medicare - General Information about Long-Term Care and How to Assess Your Needs

Mature Market Institute